LOCAL PAYMENTS. BIG IMPACT
From spaza shops to street vendors, Yokinto Pay makes everyday payments simple, secure, and
accessible right from your phone, USSD, or WhatsApp
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LOCAL PAYMENTS. BIG IMPACT
From spaza shops to street vendors, Yokinto Pay makes everyday payments simple, secure, and accessible right from your phone, USSD, or WhatsApp
YOUR DIGITAL WALLET, ON THE GO
Welcome to Yokinto Pay—your hustle’s best friend. Whether you’re sending cash to family, paying at your local spaza, or cashing out on the go, we’ve built a payment platform that speaks township. No bank? No problem. Just tap, dial, or WhatsApp your way to financial freedom.
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Powering The Economy That Builds The Nation
Yokinto Pay is designed specifically for South Africa’s informal sector—spaza shops, street vendors, and everyday hustlers.
-
Multi-Platform Access
Whether you're using the mobile app, USSD, or WhatsApp, Yokinto Pay keeps payments simple, fast, and accessible to everyone
YOUR DIGITAL WALLET, ON THE GO
Welcome to Yokinto Pay—your hustle’s best friend. Whether you’re sending cash to family, paying at your local spaza, or cashing out on the go, we’ve built a payment platform that speaks township. No bank? No problem. Just tap, dial, or WhatsApp your way to financial freedom.
-
Powering The Economy That Builds The Nation
Yokinto Pay is designed specifically for South Africa’s informal sector—spaza shops, street vendors, and everyday hustlers.
-
Multi-Platform Access
Whether you're using the mobile app, USSD, or WhatsApp, Yokinto Pay keeps payments simple, fast, and accessible to everyone
WHO WE SERVE
We help everyday South Africans move money with ease:
Local Vendors & Spaza Owners
Cashless tools to accept payments and grow businesses
Everyday Consumers
Send, receive, and manage money safely and simply.
Students & Youth
Mobile-first solutions for fast, affordable peer-to-peer payments.
Side Hustlers & Small Businesses
Tools to collect payments and keep business moving.
KNOW WHAT YOU PAY— ALWAYS.
Transaction Fee
Low cost for every money move.
- Small flat fee
- Percentage per transfer or
- Percentage per merchant payment.
- 24/7 Support
Vendor Subscription
Store setup and management
- Secure wallet setup
- Vendor dashboard
- Integrated payments
- Order tracking
- 24/7 Support
Virtual Card Fee
Online payments
- Minimal monthly
- Fair per-transaction charge
- No surprises
- 24/7 Support
SERVICES THAT MOVE WITH YOU
Whether you’re hustling, shopping, or helping family—Yokinto Pay keeps you connected. Explore services that fit your lifestyle, with mobile-first access and township-smart solutions.
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Mobile Wallet
Store, send, and receive money with your phone number.
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Peer-to-Peer Transfers
Send money instantly to friends, family, or anyone. Send money instantly to friends, family, or anyone.
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Scan-To-Pay (QR Payments)
Pay quickly at shops and vendors by scanning a QR code.
SERVICES THAT MOVE WITH YOU
Whether you’re hustling, shopping, or helping family—Yokinto Pay keeps you connected. Explore services that fit your lifestyle, with mobile-first access and township-smart solutions.
-
Mobile Wallet
Store, send, and receive money with your phone number.
-
Peer-to-Peer Transfers
Send money instantly to friends, family, or anyone.
-
Scan-To-Pay (QR Payments)
Pay quickly at shops and vendors by scanning a QR code.
VOICES FROM THE COMMUNITY
Your wallet’s smarter sidekick is just one tap away